Group Term Life

Especially Designed for the Employees of:
CHAMBER OF COMMERCE ASSOCIATION OF ALABAMA

  • Coverage in $5,000 increments. Amounts over $100,000 may not exceed 5x annual earnings.
  • Spouse coverage $5,000 to $100,000 not to exceed 50% of employee coverage.
  • Waiver of Premium is included.
  • The plan is portable at the same rates.
  • Suicide is covered after insured has been on plan for 24 months.

Non-Smoker
Monthly Premiums

  AGE  

<30

30-34

35-39

40-44

45-49

50-54 55-59 60-64
 

$10,000

 

1.50

1.60

2.00

3.50

6.00

10.00

16-00

27.50

 

$20,000

 

3.00

3.20

4.00

7.00

12.00

20.00

32.00

55.00

 

$30,000

 

4.50

4.80

6.00

10.50

18.00

30.00

48.00

82.50

 

$40,000

 

6.00

6.40

8.00

14.00

24.00

40.00

64.00

110.00

 

$50,000

 

7.50

8.00

10.00

17.50

30.00

50.00

80.00

137.50

 

$60,000

 

9.00

9.60

12.00

21.00

36.00

60.00

96.00

165.00

 

$70,000

 

10.50

11.20

14.00

24.60

42.00

70.00

112.00

192.50

 

$80,000

 

12.00

12.80

16.00

28.00

48.00

80.00

128.00

220.00

 

$90,000

 

13.50

14.40

18.00

31.50

54.00

90.00

144.00

247.50

 

$100,000

 

15.00

16.00

20.00

35.00

60.00

100.00

160.00

275.00


Smoker
Monthly Premiums

  AGE  

<30

30-34

35-39

40-44

45-49

50-54 55-59 60-64
 

$10,000

 

1.90

2.50

3.00

5.50

9.00

20.00

27.50

40.00

 

$20,000

 

3.80

5.00

6.00

11.00

18.00

40.00

55.00

80.00

 

$30,000

 

5.70

7.50

9.00

16.50

27.00

60.00

82.50

120.00

 

$40,000

 

7.60

10.00

12.00

22.00

36.00

80.00

110.00

160.00

 

$50,000

 

9.50

12.50

15.00

27.50

45.00

100.00

137.60

200.00

 

$60,000

 

11.40

15-00

18.00

33.00

54.00

120.00

165.00

240.00

 

$70,000

 

13.30

17.50

21.00

38.50

63.00

140.00

192.50

280.00

 

$80,000

 

15.20

20.00

24.00

44.00

72.00

160.00

220.00

320.00

 

$90,000

 

17.10

22.50

27.00

49.50

81.00

180.00

247.50

360.00

 

$100,000

 

19.00

25.00

30.00

55.00

90.00

200.00

275.00

400.00

       

Child(ren) Insurance Rider

$2.00/Monthly

  • $10,000 Term life insurance on unmarried Dependent Child(ren) including step children and foster children
  • $10,000 benefit for children 6 months to 23 years; $100 benefit for children age 15 days to 6 months
  • Same cost regardless of the number of dependent children
Click here for a quote.